Welcome to Illinois State Senator Michael Hastings Legislative Website

Hastings bill shields domestic abuse survivors from ‘coerced debt’

SPRINGFIELD — The Illinois Senate on Thursday unanimously passed legislation sponsored by Senate Judiciary Committee Chairman Michael E. Hastings that would give survivors of domestic violence a powerful legal defense against ‘coerced debt.’

“Survivors should not have to escape their abuser only to be trapped by debt they never chose,” said Hastings (D-Frankfort). “This bill gives victims a real tool to break free from financial control and rebuild their lives.”

The bill, which Hastings is leading on a bipartisan basis with State Representative Nicole La Ha, would define coerced debt as any consumer loan debt, excluding mortgages, incurred through fraud, duress, intimidation, threat, force, coercion, undue influence or the non-consensual use of a person’s identity by a family or household member as a result of domestic abuse, exploitation or human trafficking.

It would establish coerced debt as an affirmative defense in any lawsuit or arbitration seeking to collect such a debt. Survivors could argue that all or part of the debt was forced upon them, potentially relieving them of responsibility.

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Hastings school safety measure “Alyssa’s Law” passes Senate

SPRINGFIELD — State Senator Michael E. Hastings is building on previous school safety legislation by passing a measure that would enable the use of mobile panic alert systems in Illinois schools. The bill seeks to provide schools with modern tools to quickly alert first responders in the event of a crisis.

“With the use of innovative technology we can equip students and staff with the tools they need to feel safe and prepared,” said Hastings (D-Frankfort). “Mobile panic systems provide a direct silent link to 911 dispatch and trigger a multi-sensory campus-wide notification in seconds.”

House Bill 5107 would require school districts and private schools to consider the use of a mobile panic alert system in the development of their school emergency and crisis response plans by the beginning of the 2028-2029 school year.

Mobile panic alert systems, sometimes known as Alyssa’s Alert, allow school staff to instantly communicate emergencies to first responders, enabling faster response times and better coordination across agencies. The legislation would also emphasize compatibility with 911 infrastructure to ensure alerts reach the proper emergency channels without delay.

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Hastings spearheads stronger oversight of predatory Buy-Now-Pay-Later loans

SPRINGFIELD — Illinois consumers have seen a rapid expansion of Buy-Now-Pay-Later loan services may seem convenient at first, but they can carry hidden costs, unexpected fees and financial risks that often go unnoticed until it is too late. In response, State Senator Michael E. Hastings is working toward stronger oversight of these predatory programs.

“People who are living paycheck-to-paycheck are lured in by these services and can quickly find themselves trapped in debt or facing unexpected penalties,” said Hastings (D-Frankfort). “It’s essentially a loan shark with a new paint job.”

Hastings passed legislation that would require BNPL lenders to register with the state and provide full disclosures about repayment terms, interest rates and potential fees while maintaining fair and transparent dispute or refund processes. The legislation also would ensure consumers understand the total cost of borrowing and can make informed financial decisions.

The measure is intended to protect consumers while allowing responsible BNPL programs to operate fairly. Hastings emphasized that accountability and transparency are key to preventing abusive practices and promoting financial literacy across the state.

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Hastings bill opens the door for virtual dental care

SPRINGFIELD — To expand access to dental care, State Senator Michael E. Hastings passed legislation designed to ensure patients can access virtual dental care safely while maintaining strong professional standards.

“When life gets hectic, dental care is often the first thing that gets put to the side,” said Hastings (D-Frankfort). “This will especially help rural and low-income communities who often have a lack access to dental care.”

Senate Bill 3211 would clarify when and how virtual dental care may be used, ensuring patients can access dental care safely while maintaining strong professional standards. Hastings stressed that the bill would:

• Address critical access gaps.
• Reduce barriers for children, seniors, individuals with disabilities, and low-income families with transportation, mobility or scheduling challenges.
• Enable care delivery in schools, long-term care facilities, community health centers and other settings where patients already are.
• Support early intervention, preventing minor oral health issues from becoming costly emergency room visits.

Virtual dental care has been found to offer patients and providers the flexibility needed to solve in-person limitations. Patients have the valuable option to directly reach out to a dentist from virtually anywhere. This approach allows dentists to conduct a detailed evaluation of the issue before recommending any treatment, resulting in significant time and cost savings. Consequently, this approach minimizes the need for travel and leads to shorter waiting times at dental offices.

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